Some people find it hard to save these days. They have more expenses than income and they’re squeezing what they can into
retirement accounts, vacation, home improvement or education. However, there is a way to save a little more of your money….save your change. Saving pennies in a piggy bank isn’t just for kids, it’s for everyone; as the saying goes…every penny counts.
When I go shopping I only use bills, rarely do I hand over change, even if I have it. I do feel a little guilty when the cashier specifically asks, “do you have the change?” and I answer, “no.” The guilt wears off quickly when I think about the change that adds up. I remember, as a child, I went over to someone’s house and in their bedroom were a couple of five gallon water bottles filled with quarters. Imagine, quarters, filled to the brim in a five gallon water bottle, how much money would that add up to? That example showed me discipline and was one of my first lessons on saving. I usually save my change for about 6 months at a time and then I might buy a specialty item, such as electronics, , or deposit the change into my bank account and let the money grow a little more.
You can start small and before you know it, your change will add up,then you can decide what to do with your savings. There’s no better time than now, to start saving.
All the best,